Disclosure Policy
This policy is valid from 16 December 2009This blog is a personal blog written and edited by me. For questions about this blog, please contact me at email @ frugalapolis.com
Frugalapolis is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.
The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content.
The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.
This blog does not contain any content which might present a conflict of interest.
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Guest Post Guidelines
Yes, I do accept guest posts. Just email me if you are interested in doing a guest post at frugalapolis at gmail dot com.Anything that is useful for my readers is good content for a guest post here. It can be related to frugal living, simplifying, saving money, tips to success or helpful hints in general, and it can also be derived from your own personal experiences. There is no minimum length for your post, but usually the guest posts have over 500 words.
It is also a good idea to search my archives before submitting a guest post. If I have covered that topic in the past already there are good chances I’ll reject your post (unless you offer new insights).
Guidelines
• Your post must be original and must have never been published before on the Internet
• You agree to not publish the post anywhere else (i.e., in your own blog or as a guest post in other blogs)
• You can include one link in the byline, which will be displayed at the bottom of the post.
• You may include links to other posts on my blog, and/or a link to your own content within the post. No affiliate links are permitted.
• Please understand if minor editing is done, or if small changes are suggested.
• If you provide an image it must be attributed and credited to the original owner. If no image is provided, I may provide one of my own that is relevant to the content of the guest post.
• You can’t use SEOd anchor text for your byline link.
• Send your article in an email to marie at frugalapolis dot com. If you create the article in your Google Docs account or similar, send a link to it there. We’ll get back to you with a yes/no answer or followup questions within 2 business days.
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Frugalapolis GDPR PRIVACY POLICY
Last
updated [May 24, 2018]
INTRODUCTION
[Frugalapolis.com] (“we” or “us” or “our”) respects the
privacy of our users (“user” or “you”). This Privacy Policy explains how we
collect, use, disclose, and safeguard your information when you visit our
website [name of website.com] [and our mobile application], including any other
media form, media channel, mobile website, or mobile application related or connected
thereto (collectively, the “Site”). Please read this privacy policy
carefully. If you do not agree with the
terms of this privacy policy, please do not access the site.
We reserve the right to make changes to this Privacy Policy
at any time and for any reason. We will
alert you about any changes by updating the “Last Updated” date of this Privacy
Policy. Any changes or modifications
will be effective immediately upon posting the updated Privacy Policy on the
Site, and you waive the right to receive specific notice of each such change or
modification.
You are encouraged to periodically review this Privacy
Policy to stay informed of updates. You will be deemed to have been made aware
of, will be subject to, and will be deemed to have accepted the changes in any
revised Privacy Policy by your continued use of the Site after the date such
revised Privacy Policy is posted.
COLLECTION OF YOUR INFORMATION
We may collect information about you in a variety of ways. The
information we may collect on the Site includes:
Personal Data
Personally identifiable information,
such as your name, shipping address, email address, and telephone number, and
demographic information, such as your age, gender, hometown, and interests,
that you voluntarily give to us [when you register with the Site [or our mobile
application,] or] when you choose to participate in various activities related
to the Site [and our mobile application], such as online chat and message
boards. You are under no obligation to provide us with personal information of
any kind, however your refusal to do so may prevent you from using certain
features of the Site [and our mobile application].
Derivative Data
Information our servers automatically
collect when you access the Site, such as your IP address, your browser type,
your operating system, your access times, and the pages you have viewed
directly before and after accessing the Site. [If you are using our mobile
application, this information may also include your device name and type, your
operating system, your phone number, your country, your likes and replies to a
post, and other interactions with the application and other users via server
log files, as well as any other information you choose to provide.]
Financial Data
Financial information, such as data
related to your payment method (e.g. valid credit card number, card brand,
expiration date) that we may collect when you purchase, order, return,
exchange, or request information about our services from the Site [or our
mobile application]. [We store only very limited, if any, financial information
that we collect. Otherwise, all financial information is stored by our payment
processor, [Amazon Payments,] [Authornize.Net,]
[Braintree Payments,] [Chargify,] [Dwolla,] [Google Checkout,] [Paypal,] [SafeCharge,] [Stripe,] [WePay,] [2Checkout,] [other], and you are encouraged to
review their privacy policy and contact them directly for responses to your
questions.]
Facebook Permissions
The Site [and our mobile application]
may by default access your Facebook basic account information, including your name, email,
gender, birthday, current city, and profile picture URL, as well as other
information that you choose to make public. We may also request access to other
permissions related to your account, such as friends, checkins, and likes, and
you may choose to grant or deny us access to each individual permission. For
more information regarding Facebook permissions, refer to the Facebook Permissions
Reference page.
Data From Social Networks
User information from social
networking sites, such as [Apple’s Game Center, Facebook, Google+, Instagram,
Pinterest, Twitter], including your name, your social network username,
location, gender, birth date, email address, profile picture, and public data
for contacts, if you connect your account to such social networks. [If you are
using our mobile application, this information may also include the contact
information of anyone you invite to use and/or join our mobile application.]
Mobile Device Data
Device information, such as your
mobile device ID, model, and manufacturer, and information about the location
of your device, if you access the Site from a mobile device.
Third-Party Data
Information from third parties, such
as personal information or network friends, if you connect your account to the
third party and grant the Site
permission to access this information.
Data From Contests, Giveaways, and Surveys
Personal and other information you
may provide when entering contests or giveaways and/or responding to surveys.
Mobile Application Information
If you connect using our mobile
application:
-
Geo-Location Information. We may request
access or permission to and track location-based information from your mobile
device, either continuously or while you are using our mobile application, to
provide location-based services. If you wish to change our access or
permissions, you may do so in your device’s settings.
-
Mobile Device Access. We may request access or permission to certain
features from your mobile device, including your mobile device’s [bluetooth,
calendar, camera, contacts, microphone, reminders, sensors, SMS messages,
social media accounts, storage,] and other features. If you wish to change our access or permissions, you
may do so in your device’s settings.
-
Mobile Device Data. We may collect
device information (such as your mobile device ID, model and manufacturer),
operating system, version information and IP address.
-
Push Notifications. We may request to send you push notifications regarding your account or
the Application. If you wish to opt-out from receiving these types of
communications, you may turn them off in your device’s settings.
Geo-Location Information. We may request
access or permission to and track location-based information from your mobile
device, either continuously or while you are using our mobile application, to
provide location-based services. If you wish to change our access or
permissions, you may do so in your device’s settings.
Mobile Device Access. We may request access or permission to certain
features from your mobile device, including your mobile device’s [bluetooth,
calendar, camera, contacts, microphone, reminders, sensors, SMS messages,
social media accounts, storage,] and other features. If you wish to change our access or permissions, you
may do so in your device’s settings.
Mobile Device Data. We may collect
device information (such as your mobile device ID, model and manufacturer),
operating system, version information and IP address.
Push Notifications. We may request to send you push notifications regarding your account or
the Application. If you wish to opt-out from receiving these types of
communications, you may turn them off in your device’s settings.
USE OF YOUR INFORMATION
Having accurate information about you
permits us to provide you with a smooth, efficient, and customized
experience. Specifically, we may use
information collected about you via the Site [or our mobile application] to:
-
Administer sweepstakes, promotions,
and contests.
-
Assist law enforcement and respond to
subpoena.
-
Compile anonymous statistical data
and analysis for use internally or with third parties.
-
Create and manage your account.
-
Deliver targeted advertising,
coupons, newsletters, and other information regarding promotions and the Site
[and our mobile application] to you.
-
Email you regarding your account or
order.
-
Enable user-to-user communications.
-
Fulfill and manage purchases, orders,
payments, and other transactions related to the Site [and our mobile
application].
-
Generate a personal profile about you
to make future visits to the Site [and our mobile application] more
personalized.
-
Increase the efficiency and operation
of the Site [and our mobile application].
-
Monitor and analyze usage and trends
to improve your experience with the Site [and our mobile application].
-
Notify you of updates to the Site
[and our mobile application]s.
-
Offer new products, services, [mobile
applications,] and/or recommendations to you.
-
Perform other business activities as
needed.
-
Prevent fraudulent transactions,
monitor against theft, and protect against criminal activity.
-
Process payments and refunds.
-
Request feedback and contact you
about your use of the Site [and our mobile application] .
-
Resolve disputes and troubleshoot
problems.
-
Respond to product and customer
service requests.
-
Send you a newsletter.
-
Solicit support for the Site [and our mobile application].
-
[Other]
Administer sweepstakes, promotions,
and contests.
Assist law enforcement and respond to
subpoena.
Compile anonymous statistical data
and analysis for use internally or with third parties.
Create and manage your account.
Deliver targeted advertising,
coupons, newsletters, and other information regarding promotions and the Site
[and our mobile application] to you.
Email you regarding your account or
order.
Enable user-to-user communications.
Fulfill and manage purchases, orders,
payments, and other transactions related to the Site [and our mobile
application].
Generate a personal profile about you
to make future visits to the Site [and our mobile application] more
personalized.
Increase the efficiency and operation
of the Site [and our mobile application].
Monitor and analyze usage and trends
to improve your experience with the Site [and our mobile application].
Notify you of updates to the Site
[and our mobile application]s.
Offer new products, services, [mobile
applications,] and/or recommendations to you.
Perform other business activities as
needed.
Prevent fraudulent transactions,
monitor against theft, and protect against criminal activity.
Process payments and refunds.
Request feedback and contact you
about your use of the Site [and our mobile application] .
Resolve disputes and troubleshoot
problems.
Respond to product and customer
service requests.
Send you a newsletter.
Solicit support for the Site [and our mobile application].
[Other]
DISCLOSURE OF YOUR INFORMATION
We may share information we have
collected about you in certain situations. Your information may be disclosed as
follows:
By Law or to Protect Rights
If we believe the release of
information about you is necessary to respond to legal process, to investigate
or remedy potential violations of our policies, or to protect the rights,
property, and safety of others, we may share your information as permitted or
required by any applicable law, rule, or regulation. This includes exchanging information with
other entities for fraud protection and credit risk reduction.
Third-Party Service Providers
We may share your information with
third parties that perform services for us or on our behalf, including payment
processing, data analysis, email delivery, hosting services, customer service,
and marketing assistance.
Marketing Communications
With your consent, or with an
opportunity for you to withdraw consent, we may share your information with
third parties for marketing purposes, as permitted by law.
Interactions with Other Users
If you interact with other users of
the Site [and our mobile application], those users may see your name, profile
photo, and descriptions of your activity, including sending invitations to
other users, chatting with other users, liking posts, following blogs.
Online Postings
When you post comments, contributions
or other content to the Site [or our mobile applications], your posts may be
viewed by all users and may be publicly distributed outside the Site [and our
mobile application] in perpetuity.
Third-Party Advertisers
We may use third-party advertising
companies to serve ads when you visit the Site [or our mobile application].
These companies may use information about your visits to the Site [and our
mobile application] and other websites that are contained in web cookies in
order to provide advertisements about goods and services of interest to you.
Affiliates
We may share your information with
our affiliates, in which case we will require those affiliates to honor this
Privacy Policy. Affiliates include our parent company and any subsidiaries,
joint venture partners or other companies that we control or that are under
common control with us.
Business Partners
We may share your information with
our business partners to offer you certain products, services or promotions.
[Offer Wall
Our
mobile application may display a third-party hosted “offer wall.” Such an offer wall allows third-party
advertisers to offer virtual currency, gifts, or other items to users in return
for acceptance and completion of an advertisement offer. Such an offer wall may appear in our mobile
application and be displayed to you based on certain data, such as your
geographic area or demographic information.
When you click on an offer wall, you will leave our mobile application. A unique identifier, such as your user ID,
will be shared with the offer wall provider in order to prevent fraud and
properly credit your account.]
[Social Media Contacts
If you connect to the Site [or our
mobile application] through a social network, your contacts on the social
network will see your name, profile photo, and descriptions of your activity.]
Other Third Parties
We may share your information with
advertisers and investors for the purpose of conducting general business analysis.
We may also share your information with such third parties for marketing
purposes, as permitted by law.
Sale or Bankruptcy
If we reorganize or sell all or a
portion of our assets, undergo a merger, or are acquired by another entity, we
may transfer your information to the successor entity. If we go out of business or enter bankruptcy,
your information would be an asset transferred or acquired by a third
party. You acknowledge that such
transfers may occur and that the transferee may decline honor commitments we
made in this Privacy Policy.
We are not responsible for the
actions of third parties with whom you share personal or sensitive data, and we
have no authority to manage or control third-party solicitations. If you no longer wish to receive correspondence,
emails or other communications from third parties, you are responsible for
contacting the third party directly.
TRACKING TECHNOLOGIES
Cookies and Web Beacons
[We may use cookies, web beacons,
tracking pixels, and other tracking technologies on the Site [and our mobile
application] to help customize the Site [and our mobile application] and
improve your experience. When you access the Site [or our mobile application],
your personal information is not collected through the use of tracking
technology. Most browsers are set to accept cookies by default. You can remove
or reject cookies, but be aware that such action could affect the availability
and functionality of the Site [or our
mobile application]. You may not decline web beacons. However, they can be
rendered ineffective by declining all cookies or by modifying your web
browser’s settings to notify you each time a cookie is tendered, permitting you
to accept or decline cookies on an individual basis.]
[We may use cookies, web beacons,
tracking pixels, and other tracking technologies on the Site [and our mobile
application] to help customize the Site [and our mobile application] and
improve your experience. For more information on how we use cookies, please
refer to our Cookie Policy posted on the Site, which is incorporated into this
Privacy Policy. By using the Site, you agree to be bound by our Cookie Policy.]
Internet-Based Advertising
Additionally, we may use third-party
software to serve ads on the Site [and our mobile application], implement email
marketing campaigns, and manage other interactive marketing initiatives. This third-party software may use cookies or
similar tracking technology to help manage and optimize your online experience
with us. For more information about
opting-out of interest-based ads, visit the Network Advertising Initiative Opt-Out Tool or Digital Advertising Alliance Opt-Out Tool.
Website Analytics
We may also partner with selected
third-party vendors[, such as [Adobe Analytics,] [Clicktale,] [Clicky,] [Cloudfare,] [Crazy Egg,] [Flurry Analytics,] [Google Analytics,] [Heap Analytics,] [Inspectlet,] [Kissmetrics,] [Mixpanel,] [Piwik,] and others], to allow tracking
technologies and remarketing services on the Site [and our mobile application]
through the use of first party cookies and third-party cookies, to, among other
things, analyze and track users’ use of the Site [and our mobile application] ,
determine the popularity of certain content and better understand online
activity. By accessing the Site[,our mobile application,], you consent to the
collection and use of your information by these third-party vendors. You are
encouraged to review their privacy policy and contact
them directly for responses to your questions. We do not transfer
personal information to these third-party vendors. However,
if you do not want any information to be collected and used by tracking
technologies, you can visit the third-party vendor or the Network Advertising Initiative Opt-Out Tool or Digital Advertising Alliance Opt-Out Tool.
You should be aware that getting a
new computer, installing a new browser, upgrading an existing browser, or
erasing or otherwise altering your browser’s cookies files may also clear
certain opt-out cookies, plug-ins, or settings.
THIRD-PARTY WEBSITES
The Site [and our mobile application]
may contain links to third-party websites and applications of interest,
including advertisements and external services, that are not affiliated with
us. Once you have used these links to leave the Site [or our mobile
application], any information you provide to these third parties is not covered
by this Privacy Policy, and we cannot guarantee the safety and privacy of your
information. Before visiting and providing any information to any third-party
websites, you should inform yourself of the privacy policies and practices (if
any) of the third party responsible for that website, and should take those
steps necessary to, in your discretion, protect the privacy of your
information. We are not responsible for the content or privacy and security
practices and policies of any third parties, including other sites, services or
applications that may be linked to or from the Site [or our mobile
application].
SECURITY OF YOUR INFORMATION
We use administrative, technical, and
physical security measures to help protect your personal information. While we have taken reasonable steps to
secure the personal information you provide to us, please be aware that despite
our efforts, no security measures are perfect or impenetrable, and no method of
data transmission can be guaranteed against any interception or other type of
misuse. Any information disclosed online
is vulnerable to interception and misuse by unauthorized parties. Therefore, we
cannot guarantee complete security if you provide personal information.
POLICY FOR CHILDREN
We do not knowingly solicit
information from or market to children under the age of 13. If you become aware
of any data we have collected from children under age 13, please contact us
using the contact information provided below.
CONTROLS FOR DO-NOT-TRACK FEATURES
Most web browsers and some mobile
operating systems [and our mobile applications] include a Do-Not-Track (“DNT”)
feature or setting you can activate to signal your privacy preference not to
have data about your online browsing activities monitored and collected. No uniform technology standard for
recognizing and implementing DNT signals has been finalized. As such, we do not
currently respond to DNT browser signals or any other mechanism that automatically
communicates your choice not to be tracked online. If a standard for online tracking is adopted
that we must follow in the future, we will inform you about that practice in a
revised version of this Privacy Policy./Most web browsers and some mobile
operating systems [and our mobile applications] include a Do-Not-Track (“DNT”)
feature or setting you can activate to signal your privacy preference not to
have data about your online browsing activities monitored and collected. If you
set the DNT signal on your browser, we will respond to such DNT browser
signals.
OPTIONS REGARDING YOUR INFORMATION
[Account Information]
You may at any time review or change
the information in your account or terminate your account by:
-
Logging into your account settings
and updating your account
-
Contacting us using the contact
information provided below
-
[Other]
Upon your request to terminate your
account, we will deactivate or delete your account and information from our
active databases. However, some information may be retained in our files to
prevent fraud, troubleshoot problems, assist with any investigations, enforce
our Terms of Use and/or comply with legal requirements.]
Logging into your account settings
and updating your account
Contacting us using the contact
information provided below
[Other]
Emails and Communications
If you no longer wish to receive
correspondence, emails, or other communications from us, you may opt-out by:
-
Noting your preferences at the time
you register your account with the Site [or our mobile application]
-
Logging into your account settings
and updating your preferences.
-
Contacting us using the contact
information provided below
If you no longer wish to receive
correspondence, emails, or other communications from third parties, you are
responsible for contacting the third party directly.
Noting your preferences at the time
you register your account with the Site [or our mobile application]
Logging into your account settings
and updating your preferences.
Contacting us using the contact
information provided below
